Your Positive Health Insurance plan covers the cost of any new medical conditions you may be diagnosed with or suffer after joining with us, so you have peace of mind any necessary treatment will be covered. Your insurance plan will be completely personalised, after talking over your individual or family’s health requirements with one of our friendly experts.
Flexibly tailored to you and your family, you choose from a range of basic options to suit your personal requirements and budget and may enhance your cover when you wish.
With PHI’s Personal Health Insurance plans, you are protected with core health cover benefits, onto which you add your preferred enhancements. The standard features of your basic cover include:
Fast track appointments, so you can concentrate on taking care of yourself whilst your Positive Health Insurance representative finds a local specialist for you when you need it most. Personalised support means we focus on booking your medical appointment at a time and location most convenient to you
Further information about your Standard Health Cover can be obtained by calling us for a quote, or leaving your questions, for a health insurance expert to call you back.
Choose to enhance your individual health insurance plan with an added six week comfort buffer. This means you are covered for any in-patient treatment, day-patient treatment or any surgical procedure if the NHS cannot treat you within six weeks of when treatment should take place. ‘Out-patient options mean you can seek private out-patient consultations, CT, MRI or PET scans and diagnostic tests that don’t involve surgery, regardless of the NHS waiting time.
Cancer Health Cover
Choose between two levels of cancer care coverage:
1. Comprehensive Cancer Cover
Here your health cover includes:
2. NHS Cancer Support
If you’re having cancer treatment on the NHS and you need a licensed cancer drug which the NHS won’t pay, the chosen health cover may be able to help. Please speak to one of our advisors if you have any questions about insurance cover for cancer care.
There are more benefits of choosing additions to your standard or enhanced standard, which your expert Positive Health Insurance broker can tell you about. We tailor your plan to suit you by recommending appropriate options for enhancing your core cover.
Personalise your health plan by choosing from the following:
You can cancel your plan up to 14 days from the day that your membership contract begins, or the day that you receive the full plan terms and conditions; pay nothing or receive a full refund, as long as you haven’t made a claim within that period.
Positive Health Insurance enjoys close working relationships with some of the largest private health insurance providers and employee benefit intermediaries.